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Protect Your Belongings With Affordable Renters Insurance

Renters Insurance

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Your Landlord’s Insurance Won’t Protect You

Many renters assume their landlord’s insurance covers their belongings in case of fire, theft, or damage—but that’s not the case. Renters insurance is an affordable way to protect your personal property and financial well-being.

At Ray Johnson Insurance Agency, we make it easy to find a policy that fits your budget and coverage needs.

What Does Renters Insurance Cover?

A renters insurance policy provides protection for:

Personal Property – Covers your furniture, electronics, clothing, and valuables against theft, fire, or other covered events.

  • Liability Protection – Helps cover legal costs if someone is injured in your rental unit.
  • Loss of Use – Pays for temporary housing if your rental becomes unlivable due to a covered event.
  • Medical Payments – Covers medical expenses if a guest gets injured in your home.

It’s an inexpensive way to secure peace of mind in any rental situation.

Surprising Renters Insurance Facts

It Covers Theft Outside Your Home – If your laptop is stolen from your car, renters insurance can cover it.

  • Landlord Damage Isn’t Covered – If your landlord’s negligence causes damage, you could be responsible without renters insurance.
  • It’s Required by Many Landlords – Some lease agreements require tenants to carry renters insurance.
  • It Costs Less Than a Cup of Coffee Per Day – Most renters insurance policies cost less than $15/month.

Renters insurance is one of the most affordable ways to protect yourself from unexpected expenses.

Who Needs Renters Insurance?

If you rent, you need renters insurance—whether you live in:

Apartments

  • Single-family rental homes
  • Condos or townhomes
  • College housing
  • Short-term rentals

No matter where you live, we’ll make sure your belongings are covered.

Protect Your Rental & Your Wallet

Renters insurance provides essential protection for your personal property. Get a free quote today and see how affordable peace of mind can be!

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