The logo for ray johnson insurance agency is blue and red

Auto Insurance That Moves With You

Auto Insurance

New Paragraph

Drive With Confidence – Get the Right Coverage

Accidents happen, but the right auto insurance policy ensures you’re financially protected when they do. Whether you’re commuting daily, running errands, or taking a road trip, you need a policy that provides real protection—not just meets the legal minimum.

At Ray Johnson Insurance Agency, we work with leading carriers to offer policies that fit your driving habits, budget, and needs—so you’re covered when it matters most.

What Does Auto Insurance Cover?

A well-rounded auto insurance policy can include:

  • Liability Coverage – Covers injuries or property damage if you’re at fault in an accident.
  • Collision Coverage – Pays for damage to your vehicle from collisions, regardless of fault.
  • Comprehensive Coverage – Protects against theft, vandalism, fire, hail, and other non-collision events.
  • Uninsured/Underinsured Motorist Protection – Covers your costs if another driver lacks adequate insurance.
  • Roadside Assistance – Help with flat tires, battery jumps, and towing when you need it.

Whether you drive a family car, classic vehicle, or commercial fleet, we’ll find the right policy for you.

Common Auto Insurance Gaps to Consider

  • Rental Car Coverage – If your car is in the shop, make sure your policy covers a temporary replacement.
  • Gap Insurance – If you owe more on your car than its current value, gap coverage can save you from out-of-pocket costs.
  • Custom Equipment Coverage – Protect upgrades like sound systems, custom paint, and aftermarket modifications.
  • Rideshare Insurance – Personal policies may not cover you if you drive for companies like Uber or Lyft.


Our team will walk you through policy options so you know exactly what’s covered.

Who Needs Auto Insurance?

Whether you own, lease, or use a vehicle for work, you need a policy that fits your situation. We provide coverage for:

  • Personal-use vehicles
  • Commercial and business-owned vehicles
  • Classic and antique cars
  • Rideshare and delivery drivers
  • High-risk drivers needing SR-22 insurance

No matter what you drive, we can help protect it.

Bundle and Save With Auto & Home Insurance

Looking for savings? Bundling your auto and home insurance can qualify you for multi-policy discounts and streamline your coverage.

Let’s get you covered. Call us today or request a quote online!

Share by: