Julie H.
while looking for an insurance agent, I came across Ray Johnson insurance and reached out. Ray was very informative, helpful and answered my questions and listened to my needs and concerns. He did some research and found an insurance company that would fit my needs and budget. He was really polite kind and a good listener
Nona Y.
I was buying a house on a very short timeline and am not a full-time Arizona resident. Ray stepped right in, got me a great policy, and completed all paperwork and research in a flash. He is an absolute pleasure to work with.
Richard M.
Ray was attentive and true to his word. What more could you ask for. Saved us 40%
Mike E.
Ray guided us through all our home and car insurance and was very helpful us helping us to select appropriate coverages. Very professional and knowledgeable. Highly recommend his services!
Scott G.
He is very knowledgeable and set us up with the right policy. Doesn’t try to over sell. With the insurance companies only out for themselves, it was nice to work with someone who was working for me.
Lawrence S.
Ray Johnson insurance helped my family switch and save roughly $500 a year on our auto policy. Not only was he able to find me a better rate but also higher coverage for my vehicles. It was a very smooth and simple process. He answered every question, helped and explained basically each line of coverage to me. Very grateful to have found Ray!
Gabriel V.
I’ve been with Ray Soft for 8 years, and he’s always been outstanding. He’s extremely responsive whenever I’ve had questions or gone through life changes, and his knowledge ensures I always have the best policy for my needs. On top of that, he’s friendly, approachable, and genuinely enjoyable to talk with. I highly recommend him!
Rhoda G.
I have been a pleased customer of Ray Johnson Insurance for the past 4 years now and his service has been constant, professional, and very informative. If you are looking for an Insurance Company that is more service oriented, then Ray Johnson Insurance is the one for you.
Baron P.
Extremely helpful with explanations of differences between options. Highly recommended.
John W.
Ray Johnson is excellent job to save me money on my Auto & Home insurance
Esther Z.
Great job of getting me into two money saving program over my former coverage with same benefits
Brenda N.
Ray was great! He was able to find an homeowner policy that really fits my needs!
Thomas O.
Ray is the consummate professional. His reposes time was excellent and he saved me a bundle.
Jeff J.
If you want an insurance agency that knows what they are doing and are courteous then this agency is for you.
John P.
Ray and his team are fantastic. They take the time to review your needs and find the right coverages at the right price. They are proactive as well. When policies are coming up for renewal they are reviewing and providing recommendations if needed. I highly recommend Ray and his team.
Laura H.
Ray and his team are professional, friendly and responsive. I'm so glad I found them to help with our insurance needs. Than you!
Mlthew I.
Ray Johnson and his team have given me the best assistance I've ever received from an insurance broker. Integrity is embedded in his vision and he truly cares about his customers who require the protection of home, auto, and umbrella insurance policies.
Loraine I.
Trustworthy excellent insurance representation! Whether I was a new customer seeking a better rate, needing policy review before renewal date and finding a better and more affordable policy, or transferring insurance to a newer vehicle, Ray has done a stellar job! He has always answered my many questions expertly with attentivness, patience and wisdom. Thankyou Ray and your team!
Julie G.
Having a professional on your side with insurance is a must. Ray is a great resource. He listens and cares. And he knows his stuff. We were very impressed with his services and won't hesitate to refer him. Give him a call. You'll be glad you did.
Wadesam
Very helpful and knowledgeable. Extremely quick to quote and put insurance in place. Highly Recommended.
Gary V.
Ray Johnson was referred to me sometime back from one of coworkers who has been with him for many many years. My coworker wasn’t kidding me when she said Ray Johnson is outstanding at what he does especially when it comes to getting you very competitive rates. I’ve done business in the past with previous insurance brokers and never have I witnessed any them to be anywhere near as professional like Ray Johnson. I still can’t get over how Ray sends these cute little personal emails during the holidays, wishing his Customer well. Ray Johnson is the definition of true Customer Service. Thank you for everything you’ve done for me and I plan to stick with you for many more years to come. I also appreciate your kindness. And not losing your patience with me. I know I could be a difficult client to deal with from time to time especially because I’m always double checking and triple checking things.
Mohammed M.
Mr. Ray was a terrific and approachable person
Rob H.
Ray Johnson help me to find less expensive good homeowners insurance.
He was a pleasure to work with very friendly like talking to an old friend...
Alexander H.
All very professional. We had all our insurances done and Ray helped us save a lot of money, henceforth.
Mary L.
Tay Johnson has always been a pleasure to talk to.. He answers all question promptly and gets the best insurance companies affordable....
Phoenix C.
The best insurance broker ever. Liberty Mutual (I have nothing positive to say about LM), raised my rates this year to $245/month. Outrageous considering my driving record, which is not perfect, but it's also not bad, one very minor claim in 13 years! Ray Johnson not only found me a better policy but he lowered my payment by more than $50/month. Plus, I really like him. He's a nice, cool guy and he's very helpful. Two thumbs up, big time.
Jimmie G.
Ray is the best, he’s very personable, his knowledge is invaluable and he always returns calls promptly.
Irma D.
We have had all the big name companies as insurance, but we have never really been able to connect with our insurance agents. Then we met Ray Johnson, who is absolutely wonderful and has saved our family thousands of dollars by always looking for and finding top deals. He is legit the best out there!
Luis C.
Ray Johnson made switching insurance company very easy
Help me with any questions I had
Highly recommended!!!
Raylene D.
Upfront forward and honest insurance policy. Ray will take care of you with what fits your personal needs. Very knowledgeable and professional when it comes to quality quotes. Utilized for 3 years with the cheapest policy.
Lori F.
Excellent service. Ray Johnson finds you the best insurance deals. I highly recommend him.
Mary M.
Ray Johnson has been my insurance agent for many years and he has always been top notch. He is constantly looking for the best deals and gets us great rates. He covered my houses, rental houses, vehicles, and a personal umbrella policy. He is easy to get a hold of, easy to talk to , and always has our best interest in mind. I highly recommend using Ray Johnson!
Cynthia w.
Very happy with the personal touch. Old school customer service.
Patricia G.
Found me a low cost car insurance..Liberty.
Ray is very easy to speak with. He listens to my concerns and finds me the best deal.
I would recommend him to everyone.
Abu-Muhammad A.
Great customer service. Excellent professional people. I am very satisfied with my home insurance. I recommend them to anyone .thanks.
Rider M.
Once you go with Mr. Johnson, you’ll never change insurance agents again. I have had countless insurance agents, along with my family, but after one of us saw the excellent service, my entire family signed up with Mr. Johnson. Best prices, best service and great people.
Milan V.
Ray was great to work with. He helped me get the right policy for my needs. A very pleasant who makes himself available to answer questions.
Gino
Ray is seriously great broker! He always finds my family the best deals on insurance with very good companies. I can't stress enough that you should give him a call!
Dean G.
Ray Johnson is an outstanding insurance professional. He will go the extra step to assure you obtain the best insurance for you.
Jo H.
Ray provided fast service and the best price available to me. He always responds to my questions promptly. He is very personable and a joy to work with.
Emily B.
Ray Johnson and his group we're very helpful got me the insurance I needed at a fair price. Every time I call they get back to me immediately
Gary T.
Ray Johnson Insurance is a great source for your insurance needs.
Ray is very knowledgeable and responsive.
Jay G.
Ray has always made himself available to answer our insurance questions with timely and accurate insurance guidance along with being highly personal and attentive.
Karen F.
Ray was very helpful in finding car insurance at the most reasonable price. He was very courteous and efficient. I would recommend him to everyone for needs with auto, home, etc. insurance needs.
Selma W.
Have been using Ray Johnson for auto and home insurance for several years now. I am always very satisfied with his help! I always feel taken care of after talking to Ray.
Marie S.
Ray has ALWAYS been extremely helpful for many years. Thank you Ray for being amazing at your job!
E&N M.
Easy to work with our agent. Timely!
Gerardo-Tito (.
Saved me a lot of time and effort! Within 30 minutes of total time communicating, he was able to find me the best rates and coverage for car insurance.
Nancy J.
I’m really glad I switched my auto and homeowner's policies to AAA. It saved me a lot of money.
Taehan S.
Great insurance broker. I'm not joking when I say my insurance premiums were cut in half after working with him. Will definitely keep working with him in the future!
L S.
Ray Johnson insurance company was very helpful, competitively priced, and insured our condo quickly.
Candice C.
Ray has been a great help to us as our insurance needs change frequently. He always has a quick response time and helps to find the best option.
Dennis M.
I recommend Ray Johnson Insurance Agency. They do a good job and the prices are attractive.
Jo C.
We have recently become Ray Johnson Insurance clients. We found his prompt response to our calls, answering our questions and saving us a significant amount on our premiums as signs of good customer service and looking out for his clients. Hoping this is the start of a long relationship with Ray.
Noah H.
Ray has always been super helpful with any and all questions I’ve asked! Would recommend you get in touch with him he’s saved me lots of time and money with my insurance!
Micalynnn G.
Ray Johnson has helped me find the best insurance coverage for all my insurance needs for the last 2 years. He has helped keep my insurance to be the most reasonable and help me save over 1K every year when insurance increases. He does insurance shopping at its finest to serve your coverage needs.
Jon W.
Helped us get the best coverage for our needs at a great price.
Caroline S.
Ray Johnson and his team offer excellent Customer Service and competitive rates.
Ida S.
great service
Donna T.
Ray Johnson was amazing and provided the help we needed. Highly recommend
Nanette
Ray helped me with a new homeowner policy & I couldn't be more pleased! Highly recommended! Thank you again Ray!
Sal A.
Lowered my insurance almost $700 and got better coverage than I had before. Ray Johnson definitely knows what he's doing when it comes to auto insurance would highly recommend getting a quote
Sal Augone
Melanie S.
Ray Johnson Insurance is the best!
Friendly, efficient, and thorough, not to mention better price than I found searching online. Thanks again Ray!
Michael B.
Ray is amazing, he is not only knowledgeable but he really cares about making sure you have the best coverage.
Alyssa R.
Super nice and easy! I’ve been using Ray Johnson Insurance since I was 18! Always finds the best coverage that works for me!
Jack J.
Very responsive to clients
Jon B.
Literally a miracle worker. Got me a home policy more than 60% less than the area average. Also went through the trouble of doing searches for me before I renewed existing policies to make sure I have the best deal. Absolute class.
Sophia P.
Ray was such a help getting renters insurance and it only took 20 mins! Highly recommend using him :)
Shane L.
Ray has always work to find me the best rate and provide the best best service. I can't thankful enough.....
Melanie S.
I am extremely pleased with this insurance company. Very courteous, and he made getting my policy quick and easy, not to mention, the best price I found anywhere. Thank you so much! You’ve been a breath of fresh air!
Tim S.
Ray will help you find the best rates, and is always ready to answer questions!
Theophilus K.
My experience with Progressive has been awesome. I had the opportunity to participate in the Snapshot program and I had a lower rate.
Tevita N.
I started out with auto insurance on one vehicle using Ray Johnson Insurance and 3 years later have three. You don’t have to shop for insurance, Ray does all that for you and finds the best deals and discounts the average person probably doesn’t know about!
Tom S.
Ray did a great job for us.
Samantha L.
Ray always makes sure my rates are the best pricing with the right coverage. It is always friendly and painless when dealing with him.
Randy W.
Outstanding agent!
J B.
Very happy with the service I’m receiving from Ray and his hard work shopping for the best Insurance Policy for me.
Musa A.
Ray has been great! He helped me a lot with my insurance and got the best price out there. Really recommend. Thank you Ray
Oran M.
always responds quickly, best service and you can't find better prices on the market.
Melissa Z.
Ray has been a great insurance agent. He has helped us through some sticky situations of our doing. I would highly recommend him.
Dominic N.
Working with Ray was so easy. He took the time to explain what I didn’t understand and walked me through the whole process. Ever since I first started working with him, any updates or changes that I needed done, he has been so helpful to do. Would definitely recommend to anyone who is looking for insurance.
Ken F.
Ray has been very helpful in finding the best rates for me and has saved me hundreds of dollars over the last several years.
Lori L.
Ray is the best. He shops around and gets us the best deals for our situation. He is also very knowledgeable about all aspects of the coverages.
Kyle R.
You saved me money and it was so easy to get started I am glad I found you .
Larry S.
??????Your website would not allow me to post my response!!!
Michael E.
Ray goes above and beyond to give me and my family the best home and auto insurance that one can find in the valley. We've been with him for close to a decade and plan to be here for many more happy decades. Truly the hallmark of excellent insurance service, one of a kind.
Melissa S.
Ray was efficient and knowledgeable! He is easy to deal with and responds quickly.
Daniel M.
Ray has saved me a lot of money over the years on several different kinds of policies for my adult son and myself. I highly recommend his services.
Paul N.
Just contacted Ray Johnson . I was calling the wrong number
J J.
Ray is an expert! I had difficulty finding affordable insurance for our home. Ray worked overtime to get us a great rate. Always answers his phone personally & does a great job explaining options. Highly recommend.
David S.
Ray does a great job of explaining the benefits of different options for my insurance.
Janet E.
Ray is very polite and respectful. He returns calls right away and listen patiently to my concerns and reviews my insurance to get me the best rates.
I feel very comfortable talking with him. I really appreciates him.
Dorce L.
This Guy is the best in town by far and very knowledgeable 😉
Chuck P.
Ray is a great person who takes the time to understand a client’s needs. He is very proactive and works hard to find the best Insurance policy and the best pricing, i would highly recommend Ray, you won’t regret it.
Donald S.
Great service and easy to work with. Agent answered all my questions and found the best and least expensive insurance for both my automobiles and home. Ray Johnson is courteous and made me feel very happy with my insurance choices. A pleasant experience with a not so pleasant subject.
Austin L.
Ray was able to help me find car insurance in a timely and professional manner. He did his absolute best to find me the most affordable and optimal policy.
Alfred M.
I am happy with your services.
Alan Z.
When I was moving from CA to AZ, Ray came through for me. Highly recommended.
Jared M.
Ray and Johnathan go above and beyond and even reached out after everything was signed and done to make sure everything was in line. Would definitely recommend Ray Johnson Insurance for all of your insurance needs.
William C.
Prompt and efficient service. Will use the Ray Johnson Insurance agency again when I need insurance cover.
Nan S.
Ray shopped for the best price and was able to get us reduced costs on both our homeowners and auto policies. He's quick to return calls and is very thorough, and making the switch to his agency was seamless. Highly recommend.
Andrew A.
As a retired Certified Insurance Counselor, I really appreciated the time and interest Ray took in understanding our insurance needs, searching the market for QUALITY insurers and offering options.
Robert N.
Ray was great. Saved us a great deal of money.
Jeremy B.
Mr. Johnson is a really helpful insurance agent.
Paulina V.
Ray is very prompt and great at what he does. He saved me a great deal of money!
Frank P.
Ray is an absolute master at getting you the lowest possible price.
Paulette G.
Prompt, efficient and professional!
Marshall M.
Ray is very knowledgeable, extremely responsive and his rates are very competitive. Highly recommend!
Kyle E.
Ray is always available to help me with all my insurance needs. I would highly recommend if you need insurance
Julie B.
Mr. Johnson is always very professional and helpful with all my questions.
Vanessa P.
Mr. Ray is awesome! He empathizes with his customers and really does his best in getting you the best rate with insurance. I have recommended him to friends and family.
Soe T.
I had the pleasure of working with Ray for my rental property insurance, and I couldn't be more satisfied with the experience. Ray is exceptionally knowledgeable and was more than willing to assist me throughout the entire process. Thanks to his expertise and guidance, the insurance process was incredibly smooth. I highly recommend reaching out to Ray for any insurance needs; you'll be in capable hands.
Francine H.
Pleasant workers, fortunately I have not used services which is good thing but have to say worker who communicates with me is pleasant
Darcey G.
Helped compare rates, but has plenty of knowledge on how different companies operate. Very valuable!
Valerie J.
Ray Johnson is a very understanding insurance agent and really helped with my family situation.
Karey M.
Ray is always available to discuss insurance issues and find the best rates. He is professional and friendly. We enjoy doing business with him.
Jaric
Has been helping out my family for years. The best.
George S.
Tremendous agent !!! Recommended by my realtor. I am 100% satisfied and have recommended Ray to others!
Mike R.
Ray is friendly, understands my needs and helps look for best options.
Michael B.
Great customer service
Linda K.
It was very easy. I think we got a great price and they’re very nice.
Staff.Shelley E.
Thorough and efficient service.
Jonathan T.
Ray is a fantastic Agent. He made the transition of our policies near seamless, and is a fantastic resource.
David J.
Ray did an wonderful job securing both ho
me and automobile insurance for me. He secured all that I needed and even made recommendations that were very helpful. I highly recommend Ray to assist with any insurance needs you have
Kassidy E.
I worked with Ray Johnson on getting new homeowners insurance. He was very prompt with presenting my options and found me a great plan
Joseph Y.
Looking for insurance isn't always the most pleasant experience one can have but Ray Johnson provided us with not only excellent customer service but was very polite, explaining everything in full detail, took his time, and gave us a very reasonable price.
We were totally impressed with the entire experience and would definitely recommend Mr. Johnson for anyone in need of insurance...you won't be disappointed.
JD
Having worked with numerous agencies over the past 30 years in both the residential and commercial sectors of the industry, from our initial introduction we found Ray’s customer service and attention to detail to be exceptional. Consequently, he found us the most comprehensive insurance products to fit our needs at an excellent value. In our experience he’s extremely knowledgeable and always willing to take the time to answer our questions and educate us. When we call with questions he’s always up to speed on market changes and the latest products and competitive carriers.
James V.
Very attentive do your needs, Ray listens and is very fast with what he does. He is kind and very professional.
Marie R.
Ray has always answered my call in a timely manner and is very helpful in answering any questions
Marti O.
Ray was attentive, pro-active, friendly, and honest about what was available to me and how I could lower my insurance costs without impacting my coverage. I raised my coverage rates, added a new car, all for the same price as my previous insurer.
Jason S.
Great service that makes getting home insurance less stressful. He communicates well and finds you the best deal that matches and exceeds old policies you have had. I highly recommend!
Teresa Z.
I have talked to many insurance agents and Ray Johnson took the time to quote me a good rate and explained in a way that made sense. I can tell that his clients are a priority to him and I'm thankful to find a knowledgeable and trusting insurance agent. I look forward to working with Ray and have the reassurance that I can call him anytime and he will have my best interest in mind. Gratefully, Teresa Z
Stephen M.
Easy to work with ..quick and best priced .
Michael W.
I always count on Ray to get things done for me! I love it that I can text him and not have to wait on the phone listening to music(if that’s what you can callit).
easy and straightforward to do business with!
With the cost of insurance going up everywhere, It’s good to know that he gets me a good deal in spite of that!
Bill S.
best agaent on the planet
Kelle M.
Ray is super helpful when we have
called him
Laura G.
Excellent customer service. Great rates.
Jonas K.
I would recommend this agency. He was very helpful in his recommendation for coverage I was inquiring about.
Robert T.
Quick and courteous reply to reporting my collision.
Christopher P.
Ray Johnson exceeded my already high expectations by recommending insurance solutions that were ideal for me and my family. With a consultative approach that was geared toward improving our security and reducing our risk, we ended up with more and better coverage for less money. I highly recommend Ray. We’re very pleased.
Ana M.
Good service,very professional,highly recommend
Zeco H.
Great rate,great customer service fast coverage and honest. Best rate.thank you
Roy B.
Very responsive, excellent service.
D G.
Helped us find cheaper, competitive insurance rates for home, boat and auto. Very pleased with the money we are saving.
Mike S.
Ray is always responsive and helpful
Staff.Benjamin S.
Very friendly and made sure we were taken care of.
Tali M.
⭐️⭐️⭐️⭐️⭐️
When State Farm didn’t renew my family’s home insurance, I found myself in a tough situation. I reached out to Ray, and from the very first call, he took the time to listen, understand my concerns, and explore the best possible options for my family. His professionalism, kindness, and deep knowledge of the industry truly set him apart. Not only did he provide great advice on the best way forward, but he also reassured me that he’d continue working to find the best coverage for my home. I highly recommend Ray to anyone in need of an insurance broker who genuinely cares and goes the extra mile!
Dave
Ray personally answered the phone when I first called about insuring with his company plus he found a great cost effective policy for us . My wife and I are very pleased with his service.
Tim S.
friendly service getting exactly what I needed for coverage
Raul R.
I’m very happy I contacted Ray Johnson. My previous insurer, American Family, decided to non-renew my home policy, so I contacted Ray, and he was able to find me a way better deal! I am saving money and have way more insurance. He also found me better car insurance for less money. I highly recommend him to anyone needing insurance.
Ron L.
So far so good!
Mike R.
Ray answers his phone and calls when there are issues.
What else do You need to know?
Michael T.
10 out of 10 would highly recommend
Guy H.
Ray was knowledgeable about the coverages, and was responsive with quotes and any additional information we needed. Were very satisfied.
Robert D.
DID THE WHAT THEY COULD DO!!!!?
Sandra E.
Fabulous customer service. Quick response. Extremely industry knowledgeable. A real pleasure. Highly recommend.
Christina A.
Always very helpful and response time is amazing
Mike K.
Willing to work with me to get coverage and price that I needed
Marco S.
Ray is the best!
Scott F.
In one call I was able to greatly lower my rates. Service was exceptional and friendly.
William S.
Ray is the best! Everyone should at least give Ray a call and see how their coverage looks. The most honest guy I have met in the business!
Isaac N.
Ray consistently demonstrates what you want in an insurance professional—clarity, responsiveness, and follow-through. He takes the time to understand your situation and explains options in a way that actually makes sense. What stands out most is his reliability; when he says he will handle something, it gets done. I’ve seen firsthand how he puts clients at ease and delivers real value, not just policies. If you’re looking for someone you can confidently refer, Ray is that person.
Brent M.
I have been a mortgage banker for 30 years and worked with literally thousands of insurance people. Ray is the best I've ever worked with. He is a broker so he's not captive to one pool of products. He can go to endless different sources to find you the insurance that best serves your families needs. I recommend everybody use Ray.
John D.
Awesome personality and out going person. Highly recommend
Anthony A.
Ray saved me almost $200/month and was extremely helpful throughout the profess
Jeff B.
Trusted agent. Experienced in a wide range of policy’s and offers a wide range of options for homeowners.
Dave W.
Prompt, keeps promises.
Jim
Ray is great to work with. A big help in finding the best coverage and price.
Tarak I.
I had a great experience with Ray Johnson Insurance Agency. From the start, the team was professional, responsive, and genuinely helpful in explaining my options without any pressure. They took the time to understand my needs and found coverage that fit both my situation and budget.
Communication was clear and timely throughout the process, and any questions I had were answered quickly and thoroughly. It really felt like they cared about getting things right rather than just making a sale.
Alana W.
Phone call with the agent went very smoothly. The part I had to fill out on the computer was NOT easy and took me a long time even with help. That part I could do without.
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Frequently Asked Questions About Our Insurance Agency in Phoenix
What does an independent insurance agency do?
An independent insurance agency works with multiple insurance carriers instead of just one provider, allowing clients to compare coverage options and pricing across different companies. For individuals and businesses in the Phoenix area, this means access to policies that better match local driving conditions, property risks, and Arizona insurance requirements.
How do I know what type of insurance coverage I actually need?
The right coverage depends on your lifestyle, assets, and risk exposure. A local insurance agent will review factors like your home, vehicles, business operations, employees, and long-term goals to help identify coverage gaps and recommend policies that provide appropriate protection without overpaying.
Can one insurance agency handle both personal and business insurance?
Yes. Many agencies, including full-service firms serving Phoenix AZ, offer both personal and commercial insurance under one roof. This can simplify policy management, improve coordination between coverages, and help ensure there are no gaps between personal and business protection.
How can an insurance agency help me save money on insurance?
An experienced insurance agency can help reduce costs by shopping multiple carriers, bundling policies, identifying unnecessary coverage, and applying eligible discounts. Regular policy reviews also help ensure your coverage stays aligned with your current situation as life or business needs change.
Why should I work with a local insurance agency instead of buying online?
Working with a local Phoenix insurance agency provides personalized service, expert guidance, and ongoing support beyond the initial policy purchase. Local agents understand regional risks, state requirements, and can assist with claims, coverage changes, and annual reviews, something online-only platforms often lack.
