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Shield Your Business from Unexpected Risks

General Liability Insurance

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Protect Your Business from Lawsuits & Liability Claims

Every business, no matter the size or industry, faces risks. A simple accident, like a customer slipping on your property or a product causing unintended harm, can lead to expensive legal battles. General liability insurance safeguards your business from these financial setbacks, covering legal costs, settlements, and damages.

At Ray Johnson Insurance Agency, we help businesses find tailored liability coverage to fit their specific needs.

What Does General Liability Insurance Cover?

  • Bodily Injury & Property Damage – Covers claims of injuries or property damage caused by your business operations.
  • Medical Payments – Helps pay for medical expenses if someone is injured on your business premises.
  • Legal Defense & Settlements – Pays for attorney fees, court costs, and settlements if your business is sued.
  • Personal & Advertising Injury – Protects against claims of slander, libel, and false advertising.
  • Damage to Rented Property – Covers accidental damage to commercial spaces you lease.

With customizable policies, we ensure your coverage is aligned with your risks.

Common Coverage Gaps to Consider

  • Professional Mistakes Aren’t Covered – If you provide professional services, consider Errors & Omissions Insurance (E&O).
  • Employee Injuries Aren’t Included – You’ll need Workers’ Compensation for workplace injuries.
  • Cyber Attacks Require Additional Protection – Consider Cyber Liability Insurance for data breaches and online threats.

Our team helps you identify coverage gaps and build a complete protection plan for your business.

Who Needs General Liability Insurance?

This coverage is essential for:

  • Retail stores and small businesses
  • Contractors and construction firms
  • Restaurants and hospitality businesses
  • Professional service providers (consultants, accountants, etc.)
  • Commercial landlords and rental property owners

No matter your industry, general liability insurance is a must-have for financial security.

Get Protected Against Business Liabilities

Don’t wait until an accident happens—protect your business today with customized general liability coverage. Get in touch for a free quote!

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